Our Partners

Top Debt Options is a free matching service. We are not a lender, debt settlement company, or credit counseling agency. Instead, we work with a network of independent third-party partners who provide debt relief, debt consolidation, and lending services.

How matching works

When you complete our form, we use the information you provide to identify partners in our network that may be able to help with your situation. The partners that contact you operate independently and set their own terms, rates, and eligibility requirements.

What this means for you

  • We do not charge consumers a fee to use our matching service.
  • Submitting our form does not guarantee that you will be approved for any product.
  • Any agreement you enter into is solely between you and the partner.
  • You are under no obligation to use the services of any partner we introduce.

Compensation disclosure

Top Debt Options may receive compensation from partners when we refer consumers to them. This compensation may influence which partners we feature, but it does not affect the information we collect or the eligibility decisions made by our partners.

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