Terms of Use
Last updated: August 12, 2026
By accessing or using the Top Debt Options website, you agree to these Terms of Use. If you do not agree, please do not use the site.
Eligibility
You must be at least 18 years old and a legal resident of the United States to use our service. By submitting our form, you represent that the information you provide is accurate and complete.
No professional advice
Top Debt Options does not provide legal, financial, tax, or credit-repair advice. The information on this site is for general informational purposes only. You should consult a qualified professional before making financial decisions.
Not a lender
We are a matching service and do not make loans or credit decisions. We do not guarantee that you will be matched with a partner, approved for any product, or offered any particular rate or term. Partner availability may vary by state.
Consent to contact
By submitting our form and providing your consent, you authorize Top Debt Options and its partners to contact you at the phone number and email you provide, including by automated means. Consent is not a condition of any purchase.
Limitation of liability
The site and our service are provided "as is" without warranties of any kind. To the fullest extent permitted by law, Top Debt Options is not liable for any damages arising from your use of the site or your dealings with any partner.
Contact
Questions about these terms? Email support@topdebtoptions.com.